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Financing · Affirm

0% APR. 3 months. No credit-score hit.

Split any order of $500 or more into 3, 6, or 12 monthly payments through our Affirm partnership. Check your rate in seconds with a soft credit check.

How it works

Four steps from cart to kitchen.

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Step 1

Fill your cart

Build your kitchen in the configurator and add cabinets to your cart.

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Step 2

Check your rate

At checkout, select 'Pay with Affirm.' A soft credit check returns your rate in seconds. Your credit score is not affected.

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Step 3

Pick a plan

Choose 3-month (often 0% APR), 6-month, or 12-month payments. Pay your first installment today.

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Step 4

Build continues

Your cabinets go into production immediately. Affirm pays us in full; you pay Affirm on your schedule.

Estimate your payment

Drag the slider to see monthly payments across all three Affirm plans. Actual rate is confirmed at checkout.

Instant estimate

What will your monthly payment be?

$
$500$25,000+

3 months · 0% APR

$2,833/mo

Total: $8,499

Interest: $0

6 months · ~12% APR

$1,467/mo

Total: $8,802

Interest: $302

12 months · ~18% APR

$779/mo

Total: $9,348

Interest: $848

Illustrative only. Your actual rate is determined by Affirm's underwriting at checkout based on your credit profile. 0% APR offers are subject to eligibility.

$1,200

Single-sink vanity

$3,500

Small-kitchen refresh

$8,500

Full kitchen, 12 cabinets

$15,000

Full kitchen + island

Financing FAQ

Will checking my rate affect my credit score?
No. Affirm uses a soft credit check that returns a rate without affecting your FICO score. A hard pull only happens if you accept an offer.
What's the minimum order for financing?
Affirm financing is available on orders of $500 or more. There is no maximum.
Is 0% APR really available?
Yes. For qualifying buyers, 0% APR is offered on 3-month terms. 6- and 12-month terms typically carry 10–29% APR depending on your credit profile.
What if my order ships later than the first payment?
Your first payment aligns with order placement, not shipment. If your cabinets arrive in week four and your first payment was in week one, you are simply three payments in by the time they land.
Can I pay off my plan early?
Yes. Affirm has no prepayment penalties. Pay off the balance any time in your Affirm dashboard.
What if I return my cabinets?
Affirm refunds scale with our return policy. Any amount you've already paid that exceeds the restocking fee is refunded to your Affirm balance, which reduces future payments or is refunded to your card.